Terms of Service

Welcome to Bright Desk Finance (“we,” “us,” “our”). By accessing or using esearches.co (the “Site”), you agree to these Terms of Service (“Terms”). If you don't agree, please don't use the Site.

Using the site

You may read, share, and reference our content for personal and non-commercial use. You agree not to:

• Copy, republish, or redistribute our articles in full without written permission
• Use automated systems (bots, scrapers, crawlers) to access the Site in a way that strains our servers or violates applicable law
• Attempt to probe, scan, or test the vulnerability of the Site or bypass any security or authentication measures
• Use the Site to distribute spam, malware, or unlawful content
• Impersonate another person or misrepresent your affiliation with any person or organization

Intellectual property

All content on the Site, including articles, graphics, layout, and code, is the property of Bright Desk Finance or its licensors and is protected by copyright and other intellectual property laws. Fair-use quotes (a paragraph or two, with attribution and a link back to the original article) are welcome. For longer reproductions, email hello@esearches.co.

Third-party links

Our articles link to third-party products, services, and websites. We don't control, and aren't responsible for, third-party content, policies, or practices. Linking isn't an endorsement unless we say so explicitly.

Our writing is not financial advice

Everything we publish is informational and reflects our team's opinions. None of it is financial, investment, tax, or legal advice. Personal finance is, by definition, personal. Your income, debts, risk tolerance, family situation, and goals are yours alone, and no article can account for all of them.

Before acting on anything you read here, consult a licensed professional who can look at your full picture. A certified financial planner (CFP), a fiduciary advisor, a CPA, or a licensed attorney can give you guidance that fits your actual situation. We can't and don't.

Disclaimers and limitation of liability

THE SITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. To the fullest extent permitted by law, Bright Desk Finance disclaims all warranties, including merchantability, fitness for a particular purpose, and non-infringement. We will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site.

Changes to these terms

We may update these Terms from time to time. When we do, we'll revise the “last updated” date above. Continued use of the Site after changes are posted means you accept the updated Terms.

Governing law

These Terms are governed by the laws of the State of Texas, USA, without regard to conflict-of-law principles. Any dispute arising out of these Terms or your use of the Site will be brought in the state or federal courts located in Travis County, Texas.

Contact

Questions? Email hello@esearches.co.